What are the Typical Interest Rates?

Edited

Your credit score will be one of the largest factors in determining the annual percentage rate (APR).

In general, the higher your credit score, the lower the interest rate and APR. Individuals with excellent credit, which is defined as any credit score between 720 and 850, should expect to see the lowest rates. 

Payment Solution Providers may also consider other factors when evaluating your application, such as your income, work history, and existing debt.